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Pay Less

You may be eligible for a break on costs

Depending on how much money you earn and the number of people in your family, you may be able to get help paying for your health insurance and your out-of-pocket costs. A monthly premium tax credit lowers the cost of your monthly insurance premium. You qualify if your household income is less than 400 percent of the federal poverty level. Also, you may qualify for lower out-of-pocket expenses (i.e. copayments, coinsurance, and deductibles) if your household income is less than 250 percent of the federal poverty level.

You can use the Kaiser Family Foundation’s calculator to determine if you are eligible for financial assistance. Keep in mind the Kaiser Family Foundation bases its calculations on silver plan rates, though less expensive plans are available.

You will only be eligible to receive the tax break or subsidy if you purchase your health insurance on Your Health Idaho.

Estimate your eligibility now

In collaboration with the Idaho Library Association. For more information on Blue Cross of Idaho's products, visit bcidaho.com or call 888-462-7677.